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18/12/2024
Wednesday
THIS DAY IN HISTORY:
18 December 
1970 France, on behalf of 25 EU countries, called for the decriminalization of same-sex relations.
1970 France, on behalf of 25 EU countries, called for the decriminalization of same-sex relations.
1970 The slavery was abolished in the United States.
1970 the slavery in the United States was abolished.
1970 The anthem of the Russian Empire “God Save the Tsar!” was performed for the first time.
18 December
1970 France, on behalf of 25 EU countries, called for the decriminalization of same-sex relations.
1970 France, on behalf of 25 EU countries, called for the decriminalization of same-sex relations.
1970 The slavery was abolished in the United States.
1970 the slavery in the United States was abolished.
1970 The anthem of the Russian Empire “God Save the Tsar!” was performed for the first time.
CIAN experts: renting apartment has become cheaper than mortgage
Due to a significant increase in real estate prices, renting a home has become more profitable than buying it with a mortgage. This fact proved to be true for Moscow, Ufa and Kazan.
According to CIAN researchers, the difference in the price of rent and mortgage is growing. For this reason, many potential buyers prefer to remain tenants. The biggest difference is felt in Moscow, Ufa and Kazan, where the rent is half the average mortgage payment.
It has become much more profitable to rent rather than to take mortgage in Voronezh, Krasnodar, Perm, Omsk. Despite the rise in housing prices, CIAN believes that it is easier to buy now than in 2015. However, 2019 was the most profitable year for buying real estate.
At the moment, a family with two working people in million-cities needs 4.7 years to purchase an apartment of 54 sq.m. However, this condition is valid if the housing is purchased on the secondary market, and all income for almost 5 years will be saved.
According to CIAN researchers, the difference in the price of rent and mortgage is growing. For this reason, many potential buyers prefer to remain tenants. The biggest difference is felt in Moscow, Ufa and Kazan, where the rent is half the average mortgage payment.
In Chelyabinsk, Rostov-on-Don and Volgograd, renting a house is not so profitable.
In these cities, the rental rate is estimated at 75-84% of the mortgage. If we take the average calculation for the Russian Federation, then the cost of rent is 67% of the mortgage payment. Prior to this, renting a flat was less profitable, the average rate was 80% of the mortgage.It has become much more profitable to rent rather than to take mortgage in Voronezh, Krasnodar, Perm, Omsk. Despite the rise in housing prices, CIAN believes that it is easier to buy now than in 2015. However, 2019 was the most profitable year for buying real estate.
At the moment, a family with two working people in million-cities needs 4.7 years to purchase an apartment of 54 sq.m. However, this condition is valid if the housing is purchased on the secondary market, and all income for almost 5 years will be saved.
For comparison, it took 3.9 years in 2019 and 4 years in 2020.
However, figures vary by region. The most expensive housing is traditionally in Moscow (6.9 years), St. Petersburg (6.3 years), as well as in Kazan (5.8 years) and Krasnodar (5.2 years). The most inexpensive real estate in Chelyabinsk - 3.7 years is enough to earn money for an apartment. 28.01.2022
