RusBankrot
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12/04/2025
Saturday
THIS DAY IN HISTORY:
12 April 
2021 Cosmonautics Day
2020 Cosmonautics Day
1961 The first human space flight, carried out by Yuri Gagarin on the spaceship "Vostok"
1961 The first human space flight, carried out by Yuri Gagarin on the spaceship "Vostok"
1918 The Council of People's Commissars adopted a decree "On the Removal of Monuments, Erected in Honor of Tsars and Servants, and the Development of Draft Monuments of the Russian Socialist Revolution"
1918 The Council of People's Commissars adopted a decree "On the Removal of Monuments, Erected in Honor of Tsars and Servants, and the Development of Draft Monuments of the Russian Socialist Revolution"
12 April
2021 Cosmonautics Day
2020 Cosmonautics Day
1961 The first human space flight, carried out by Yuri Gagarin on the spaceship "Vostok"
1961 The first human space flight, carried out by Yuri Gagarin on the spaceship "Vostok"
1918 The Council of People's Commissars adopted a decree "On the Removal of Monuments, Erected in Honor of Tsars and Servants, and the Development of Draft Monuments of the Russian Socialist Revolution"
1918 The Council of People's Commissars adopted a decree "On the Removal of Monuments, Erected in Honor of Tsars and Servants, and the Development of Draft Monuments of the Russian Socialist Revolution"
BANKS HAVE INTRODUCED A NEW COMMISSION FOR MORTGAGES
Since October, Russian credit institutions have been introducing a new commission – about 6.5% of the loan amount - on mortgages under market programs. The fee will apply to housing developers or borrowers themselves.
The new mortgage commission will affect transactions for the purchase of primary and secondary housing, as well as private homes. It already operates in VTB, Sberbank and Alfa-Bank, Kommersant reports.
As experts explain, such a fee is a necessary measure. Earlier, the Bank of Russia reduced the possible maximum full cost of the loan. If the costs are included in the loan amount itself, then its full cost may exceed this limit. In this way, credit institutions are trying to maintain their profits.
Representatives of the sphere predict that the changes will increase the cost of apartments for buyers by about 10%.
The new mortgage commission will affect transactions for the purchase of primary and secondary housing, as well as private homes. It already operates in VTB, Sberbank and Alfa-Bank, Kommersant reports.
As experts explain, such a fee is a necessary measure. Earlier, the Bank of Russia reduced the possible maximum full cost of the loan. If the costs are included in the loan amount itself, then its full cost may exceed this limit. In this way, credit institutions are trying to maintain their profits.
Representatives of the sphere predict that the changes will increase the cost of apartments for buyers by about 10%.
09.10.2024
