WHEN APPROVING A HOUSING AGREEMENT, THE INTERESTS OF THE BANK MUST BE TAKEN INTO ACCOUNT

WHEN APPROVING A HOUSING AGREEMENT, THE INTERESTS OF THE BANK MUST BE TAKEN INTO ACCOUNT

WHEN APPROVING A HOUSING AGREEMENT, THE INTERESTS OF THE BANK MUST BE TAKEN INTO ACCOUNT
As part of the bankruptcy case of a citizen (No. A68-9881/21), the debtor filed an application for exclusion from the bankruptcy estate of a single dwelling.

The court of first instance terminated the proceedings on the dispute and approved a settlement agreement on the establishment of the order of priority of payments on the loan (the disputed apartment was purchased at the expense of credit funds).

The bank filed a cassation appeal against the ruling, following consideration of the complaint, the district court sent the dispute for reconsideration, noting the following:

"When approving the settlement agreement, if there are objections from the creditor, the court did not assess the amount of debt (determined as of 11/30/2021) and the payment schedule, according to which loan payments are resumed from a certain date; whether the approved payment schedule worsens the position of the lender, whether it complies with the terms of the loan agreement."

17.01.2024