We know everything about bankruptcy
08/05/2024
Wednesday
8 May 
1945 The act on the unconditional surrender of Germany in World War II was signed in a suburb of Berlin.
1945 The act on the unconditional surrender of Germany in World War II was signed in a suburb of Berlin.
1886 The first Coca-cola drink was produced by Dr. John Pemberton.
1886 The first Coca-cola drink was produced by Dr. John Pemberton.
1713 The capital of Russia was moved from Moscow to St. Petersburg.
1713 The capital of Russia was moved from Moscow to St. Petersburg.
Bankruptcy moratorium for individuals will remain in force
As Interfax reported, citing its own sources, the regulator admitted the possibility that the ban on insolvency at the request of creditors for individuals, established from April 1, 2022, could be lifted. The source was a letter sent by the Central Bank of the Russian Federation to the Ministry of Economic Development.
Earlier, the banking structures of the country (Alfa-Bank, VTB and Sberbank) opposed the moratorium for individuals. Back in April, they sent an appeal to the legal department of the head of state.
In it, credit institutions asked not to freeze the execution of proceedings on debts that arose before April 1.
According to banks, this may delay the process of collecting funds from unscrupulous citizens. Representatives of the tax authorities also announced a similar idea, considering the suspension of debt collection inappropriate.
According to the calculations of the banks, the restrictive bankruptcy measures that the authorities introduced for individuals this year will cause damage amounting to 31 billion rubles. Sberbank could lose about 20 billion rubles on this, 7 billion more may be lost by VTB and about 4 billion by Alfa-Bank.
However, federal officials decided not to take risks with the suspension of the moratorium, which was previously included in the list of social support measures. The removal of all the individuals from the moratorium can destabilize the current situation, thereby nullifying the results of the measures taken. At the same time, the government considered the idea to establish a balance in the operation of the bankruptcy mechanism for individuals, taking into account the opinion of credit institutions and other market participants.
