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8 May 1945 The act on the unconditional surrender of Germany in World War II was signed in a suburb of Berlin.1945 The act on the unconditional surrender of Germany in World War II was signed in a suburb of Berlin.1886 The first Coca-cola drink was produced by Dr. John Pemberton.1886 The first Coca-cola drink was produced by Dr. John Pemberton.1713 The capital of Russia was moved from Moscow to St. Petersburg.1713 The capital of Russia was moved from Moscow to St. Petersburg.
THE MINISTRY OF FINANCE WILL INCREASE THE LIMITS FOR BANKS ON PREFERENTIAL MORTGAGES
THE MINISTRY OF FINANCE WILL INCREASE THE LIMITS FOR BANKS ON PREFERENTIAL MORTGAGES
The Ministry of Finance of the Russian Federation is preparing a resolution on increasing the limits for granting preferential housing loans to banks. Banks, due to the increased demand for housing loans for state programs, have almost exhausted the limits, Izvestia reports.
Against the background of the increase in the Central Bank's key rate, credit institutions began to increase mortgage rates to 16% per annum. At the same time, the demand for preferential programs has increased significantly.
Limits are set on the amount of money that banks can issue to their customers in the form of subsidized housing loans. Since the demand for preferential mortgages has grown significantly, this limit is almost exhausted.
Of the main banks of the Russian Federation, only VTB has a large reserve of limits. At the same time, the total limit for issuing mortgage loans under state programs was 8.4 trillion rubles.
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