RUSSIANS CAN BUY THE MISSING SENIORITY FOR RETIREMENT

As you know, the right to an old-age insurance pension arises if a number of conditions are met, which are established by Federal Law No. 400-FZ of December 28, 2013. According to the current regulation, the necessary minimum is the presence of 15 years of experience and 30 pension coefficients (the parameter by which 1 year of work experience is estimated taking into account deductions of insurance premiums to the FIU).

But in some cases, citizens, even after reaching the retirement age, do not fall under the above conditions. The situation can be corrected by purchasing the missing years of experience and coefficients, the "International Law Company" reminded.

To do this, you need to contact the FIU department and conclude a co-financing agreement, calculating the amount of the missing pension "points" (experience + coefficients), and then make voluntary contributions to the Pension Fund.

The law establishes a minimum that can be made voluntarily, and this amount is 36,669. 60 rubles (34,445 for NAP payers), the maximum is 293,356. 80 rubles. Contributions are converted by a coefficient of 1.06 PKI, that is, 8.52 pension points can be purchased for a maximum of a year.

At the same time, it is important to note that such a mechanism can be convenient not only for those citizens who lack seniority for retirement, but also allows increasing the amount of pension payments for those who comply with the conditions.

Photo: Man photo created by pressfoto - ru.freepik.com