RusBankrot
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08/07/2025
Tuesday
THIS DAY IN HISTORY:
8 July 
2021 Day of love, family and fidelity.
2020 Day of love, family and fidelity.
1920 The English colony of East Africa was renamed Kenya.
1920 The English colony of East Africa was renamed Kenya.
1901 France introduced a speed limit for cars in the cities - 10 km / h.
1901 France introduced a speed limit for cars in the cities - 10 km / h.
8 July
2021 Day of love, family and fidelity.
2020 Day of love, family and fidelity.
1920 The English colony of East Africa was renamed Kenya.
1920 The English colony of East Africa was renamed Kenya.
1901 France introduced a speed limit for cars in the cities - 10 km / h.
1901 France introduced a speed limit for cars in the cities - 10 km / h.
BANKS HAVE INTRODUCED A NEW COMMISSION FOR MORTGAGES
Since October, Russian credit institutions have been introducing a new commission – about 6.5% of the loan amount - on mortgages under market programs. The fee will apply to housing developers or borrowers themselves.
The new mortgage commission will affect transactions for the purchase of primary and secondary housing, as well as private homes. It already operates in VTB, Sberbank and Alfa-Bank, Kommersant reports.
As experts explain, such a fee is a necessary measure. Earlier, the Bank of Russia reduced the possible maximum full cost of the loan. If the costs are included in the loan amount itself, then its full cost may exceed this limit. In this way, credit institutions are trying to maintain their profits.
Representatives of the sphere predict that the changes will increase the cost of apartments for buyers by about 10%.
The new mortgage commission will affect transactions for the purchase of primary and secondary housing, as well as private homes. It already operates in VTB, Sberbank and Alfa-Bank, Kommersant reports.
As experts explain, such a fee is a necessary measure. Earlier, the Bank of Russia reduced the possible maximum full cost of the loan. If the costs are included in the loan amount itself, then its full cost may exceed this limit. In this way, credit institutions are trying to maintain their profits.
Representatives of the sphere predict that the changes will increase the cost of apartments for buyers by about 10%.
09.10.2024
