RusBankrot
We know everything about bankruptcy
26/11/2024
Tuesday
THIS DAY IN HISTORY:
26 November 
1970 Vorkuta received the status of a city.
1970 Tram traffic was opened in Novosibirsk.
1970 Seoul became the capital of Korea.
26 November
1970 Vorkuta received the status of a city.
1970 Tram traffic was opened in Novosibirsk.
1970 Seoul became the capital of Korea.
BANKS HAVE INTRODUCED A NEW COMMISSION FOR MORTGAGES
Since October, Russian credit institutions have been introducing a new commission – about 6.5% of the loan amount - on mortgages under market programs. The fee will apply to housing developers or borrowers themselves.
The new mortgage commission will affect transactions for the purchase of primary and secondary housing, as well as private homes. It already operates in VTB, Sberbank and Alfa-Bank, Kommersant reports.
As experts explain, such a fee is a necessary measure. Earlier, the Bank of Russia reduced the possible maximum full cost of the loan. If the costs are included in the loan amount itself, then its full cost may exceed this limit. In this way, credit institutions are trying to maintain their profits.
Representatives of the sphere predict that the changes will increase the cost of apartments for buyers by about 10%.
The new mortgage commission will affect transactions for the purchase of primary and secondary housing, as well as private homes. It already operates in VTB, Sberbank and Alfa-Bank, Kommersant reports.
As experts explain, such a fee is a necessary measure. Earlier, the Bank of Russia reduced the possible maximum full cost of the loan. If the costs are included in the loan amount itself, then its full cost may exceed this limit. In this way, credit institutions are trying to maintain their profits.
Representatives of the sphere predict that the changes will increase the cost of apartments for buyers by about 10%.
09.10.2024
