NATIONAL INTERNET AND BAN ON A PLEDGE OF HOUSING: WHAT LAWS WILL COME INTO FORCE ON NOVEMBER 1?

The so-called "law on the national Internet", the adoption of which was justified by the likelihood of Russia's disconnection from the World Wide Web, comes into force on November 1.

According to the draft law, a redundant infrastructure, which will allow working offline in case of disconnection from the Internet, should be developed in the Russian Federation.

At the same time, the law itself will be in a "sleep mode" until the moment its application is needed.

The owners of buses and trucks, the maximum weight of which exceeds 3.5 tons, will be obliged to install special tachographs in their vehicles from November 1. The new devices are designed to provide greater safety for passengers and reduce the number of road accidents, since they will record not only the speed and mileage of the vehicle, but also the duration of the driver's stay at the wheel.

From the beginning of the month, a ban on a pledge of housing when receiving a loan from microfinance organizations (MFOs) will come into effect. However, this rule will not be applied to the business loans. The innovation was adopted as part of the program to improve the financial security of citizens.

According to experts, for a normal life, a person should not pay more than 40% of his (her) monthly income.

The new rules will also appear for the residence permit, which will lose its urgency. Previously, the document was issued for 5 years with the right to extend it, now a foreigner can obtain a residence permit in Russia three times in his life: at 14, 20 and 45 years, which duplicates the age of obtaining and changing a passport of a citizen of the Russian Federation.

For persons planning real estate transactions using an electronic signature, there will also be an innovation from the beginning of the month. When concluding such an agreement, the owner must be notified. The norm is aimed at protecting against fraudsters who can gain access to an electronic signature or implement its forgery.