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Sberbank will start issuing mortgage loans to citizens from the age of 18

Sberbank announced a decrease in the minimum age for obtaining a mortgage to 18 years old. Previously, citizens aged 21 and older could purchase mortgage real estate. According to RBC, Sberbank is ready to reconsider its policy and reduce the age for mortgage borrowers. It is assumed that Russians who have reached the age of 18 will be able to apply for programs for newly build houses and finished apartments. The minimum down payment ...

BANKS HAVE INTRODUCED A NEW COMMISSION FOR MORTGAGES

Since October, Russian credit institutions have been introducing a new commission – about 6.5% of the loan amount - on mortgages under market programs. The fee will apply to housing developers or borrowers themselves. The new mortgage commission will affect transactions for the purchase of primary and secondary housing, as well as private homes. It already operates in VTB, Sberbank and Alfa-Bank, Kommersant reports. As experts explain, such a fee is a necessary measure. Earlier, the Bank of Russia reduced the possible maximum full cost of the loan. If the costs are included in the loan amount itself, then its full cost ...

THE BEAC SUSPENDS THE ISSUANCE OF FAMILY MORTGAGES

Sberbank temporarily suspends registration for a preferential family mortgage deal from September 18. The decision was made due to the exhaustion of the cash limit. At the same time, customers who previously signed up for the deal will receive loans in the normal mode. As the press service of the Savings Bank told TASS,...

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