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FOR WHAT REASONS CAN A COURT NOT RELEASE A DEBTOR CITIZEN FROM HIS OBLIGATIONS?

... consideration by the court of the report on the results of the sale of a citizen's property, the debtor is released from further fulfillment of creditors' claims, including those not declared during the bankruptcy procedure. At the same time, Federal Law No. 127-FZ dated 10/26/2002 "On Insolvency (Bankruptcy)" (hereinafter referred to as the Bankruptcy Law) establishes a number of cases in which such exemption is unacceptable. The conditions of non-release of a citizen from obligations ...

BORROWERS WILL BE WARNED ABOUT THE CRITICAL GROWTH OF DEBTS

Starting in 2024, over-indebted Russians who want to take out another loan or loan will be informed about the high risks of debt burden. The relevant law came into force on January 1. The new law stipulates that banks and microfinance organizations (MFOs) are required to calculate the debt burden indicator (the ratio of monthly payments on all loans to the client's income) for each possible borrower....

THE STATE DUMA INTRODUCED A BILL ON PREPAYMENT FOR FORENSIC EXAMINATION

... 43-P. The bill is aimed at protecting the rights of experts, the Cabinet of Ministers notes. At the same time, if the study is appointed by a magistrate, payment will be made from the regional budget. The Constitutional Court ordered amendments to the law in the framework of a case in which the opposing party initiated an examination, but did not pay for it. It was not possible to recover the money in. The courts have confirmed that a specialist cannot refuse to study civil cases, even if the payment ...

THE STATE DUMA HAS SUBMITTED PROJECTS ON THE SPECIFICATION OF THE RULES FOR THE SALE OF BANKRUPT SHARES IN REAL ESTATE

... implementation. If there are several owners who have expressed a desire to buy out a share, "its acquisition is carried out in proportion to the shares in the right of common ownership available to such persons," the proposed amendments to the law specify. The draft also provides that if the co-owner of the property refuses to purchase the bankrupt's share, it is sold to the winner of the auction.

DEBTORS WILL BE GIVEN THE OPPORTUNITY TO REQUEST THE RESUMPTION OF ENFORCEMENT PROCEEDINGS

The Government of the Russian Federation has approved a bill setting a deadline for the resumption of suspended enforcement proceedings – up to three years. The relevant draft was prepared by the Ministry of Justice pursuant to the decision of the Constitutional Court. As explained in the explanatory note, the proposed changes will give the debtor the opportunity to apply for the resumption of suspended enforcement proceedings. In addition, the bill makes it possible to exclude abuse by the recoverer...

THE MINISTRY OF JUSTICE WANTS TO INTRODUCE NEW FINES FOR COLLECTORS

... example, for continuous calls to the indebted person. In the case when the collector goes beyond what is permitted and begins to threaten the debtor with physical violence, he is already facing criminal punishment in accordance with the recently adopted law. The Ministry of Justice in its draft proposes to allow bailiffs to impose penalties on collectors in the following cases: • for not presenting himself to the debtor when calling (the collector is obliged to give his name or an individual identification ...

THE TAX RATE IS PROPOSED TO BE TIED TO THE AMOUNT OF INCOME

Russia intends to introduce a progressive scale of taxation on personal income. This was reported in the telegram channel by one of the authors of the bill - a deputy from the LDPR faction Yaroslav Nilov. A bill has been submitted to the State Duma, according to which it is proposed to distribute the tax rate from 0% to 35% depending on the income of citizens: • up to 360,000 rubles – 0%; • from 360,000 rubles to 5 million rubles – 13%; • from 5 million rubles to 10 million rubles – 603,200 rubles...

THE STATE DUMA WANTS TO GIVE THE RIGHT TO ONE OF THE SPOUSES TO ESTABLISH A BAN ON THE SALE OF HOUSING

A bill has been submitted to the State Duma providing for the possibility for one of the spouses to impose a taboo on the sale of real estate acquired during marriage. The changes suggest that it will be impossible to do this without the consent of the second spouse. As the authors of the project note, in modern everyday life, situations are not uncommon in which a negligent spouse abuses the trust of his betrothed and commits questionable transactions with jointly acquired property bypassing...

THE EXPERT TOLD HOW TO PROTECT YOURSELF FROM SCAMMERS

Every day law enforcement officers reveal the next new fraud schemes: both on the Internet and by phone. Yaroslav Bajurak, executive director of the <url> financial marketplace, reminded how to behave online so as not to fall into the hands of intruders. ...

THE RUSSIAN UNION OF INDUSTRIALISTS AND ENTREPRENEURS CALLED FOR FINALIZING THE DETAILS OF THE PROJECT ON THE EXCESS PROFIT TAX

Alexander Shokhin, President of the Russian Union of Industrialists and Entrepreneurs (RSPP), said that the current version of the bill on the excess profit tax of previous years should be finalized. At the same time, according to him, the union supports the current basic calculation parameters specified in the draft. Recall, according to the bill, the excess profit tax will be levied from the excess of the arithmetic mean of profit for 2021-2022 over the arithmetic mean of profit in 2018-2019...

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