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Business proposed to introduce the right to refinance preferential mortgages

It is planned to consider the possibility of refinancing preferential mortgages in Russia. The corresponding proposal has already been sent to the government and the Central Bank of the Russian Federation. The idea is to legally give citizens the right to change the preferential rate on an already taken loan if it is ...

Preferential mortgage rate may be reduced to 9%

Russian President Vladimir Putin came up with an initiative, according to which the preferential mortgage rate should be reduced from 12% to 9%. This is planned to be done as part of the implementation of measures to support citizens. In his speech, Vladimir Putin noted that the country's economy is returning to normal state, the inflation is under ...

Moscow mortgage monthly payments reached 177 thousand roubles

Moscow real estate market is experiencing a period of increased turbulence. And while many developers are ending support for mortgage subsidy programs that have become popular during the pandemic, bank lending rates continue to rise. According to the analytical data, basic mortgage loans almost never fall below 20% per annum, and the purchase of one-room metropolitan housing ...

CIAN experts: renting apartment has become cheaper than mortgage

Due to a significant increase in real estate prices, renting a home has become more profitable than buying it with a mortgage. This fact proved to be true for Moscow, Ufa and Kazan. According to CIAN researchers, the difference in the price of rent and mortgage is growing. For this reason, many potential buyers prefer to remain tenants. The biggest difference is felt ...

Mortgage may become more beneficial for trustworthy borrowers

Trustworthy borrowers can get the right to a mortgage at reduced interest rates - for this, the Ministry of Finance has planned to develop an appropriate draft law. It is assumed that the document will establish the possibility of obtaining access to customer credit histories during securitization....

VTB launched a mortgage program for purchase of real estate sold through bidding

VTB announced the launch of a mortgage lending program for the purchase of real estate sold at auction at. Previously, the winner had to pay for the lot in full at once with rare exceptions- now the opportunity for drawing up a mortgage agreement has been introduced. VTB announced ...

Sberbank will start issuing mortgage loans to citizens from the age of 18

Sberbank announced a decrease in the minimum age for obtaining a mortgage to 18 years old. Previously, citizens aged 21 and older could purchase mortgage real estate. According to RBC, Sberbank is ready to reconsider its policy and reduce the age for mortgage borrowers. It is assumed that Russians who have reached ...

MORTGAGERS WILL LOOSE A RIGHT FOR AN IMMUNITY OF THE ONLY HOUSING

The "covid" immunity that has been previously introduced for citizens who have taken out a mortgage for the purchase of housing will expire on April 1. This means that it will again become possible to foreclose the debtor's only property - an apartment purchased with a mortgage. Earlier, a measure to protect the only housing from foreclosure ...

CENTRAL BANK OF RUSSIA PROPOSED TO LIMIT PREFERENTIAL MORTGAGE LOANS

According to the head of the financial stability department of the Central Bank of Russia Elizaveta Danilova, the regulator is in favor of a gradual reduction in the issuance of preferential mortgages at 6.5% per annum. According to Danilova’s opinion, voiced in an interview with RIA Novosti, this is necessary to reduce excess risks. In the situation that has developed in recent years, it is possible to determine an increase in real estate ...

SECONDARY PRICES IN MOSCOW CONTINUE TO FALL

The secondary real estate market of the capital demonstrates a slow decline in prices. This is happening against the background of rising mortgage rates, due to which potential buyers have suspended the purchase of apartments. The further development of the situation will depend on several factors at once. For two months in a row, realtors of the capital have been recording a decline ...

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